Child Disability Benefit November 2025 – In November 2025, Canadian families caring for a child with a disability are advised to review updates regarding the Child Disability Benefit (CDB) administered by the Canada Revenue Agency (CRA). This key federal support program offers annual tax-free payments to eligible Canadian children under 18 who qualify for the Disability Tax Credit (DTC). With the latest figures and eligibility thresholds now confirmed, families across Canada should understand how to maximize this benefit and ensure uninterrupted payment. The following article explores eligibility, payment amounts, and important steps Canadian parents should take.
Child Disability Benefit Canada eligibility for 2025
Canadian families will want to check whether they meet the eligibility criteria for the Child Disability Benefit in Canada. To qualify for the CDB, parents must already receive the Canada Child Benefit (CCB) and the child must be approved for the Disability Tax Credit (DTC) by the CRA. Additionally, families must have filed their tax returns on time and kept their information current with the CRA to continue receiving benefits without interruption.
Updated 2025-2026 benefit amount Canada children
For the benefit year starting July 2025 and ending June 2026, eligible Canadian children may receive up to $3,411 annually (which equals $284.25 monthly) under the Child Disability Benefit. The payment begins to reduce when the family’s adjusted net income exceeds $81,222. Families with more than one eligible child face a steeper reduction rate (5.7 %) above that threshold.
| Adjusted Family Net Income | One Eligible Child (per month) | Two Eligible Children (per month) |
|---|---|---|
| Under $80,000 | $284.25 | $568.50 |
| $85,000 | $274.18 | $550.55 |
| $95,000 | $247.51 | $503.05 |
| $115,000 | $194.18 | $408.05 |
| $135,000 | $140.84 | $313.05 |
How Canadian parents can apply and maintain the CDB
Parents across Canada should ensure that their child’s DTC certificate (Form T2201) has been approved, as the CDB is added automatically once the child qualifies. If it is the parent’s first time receiving this benefit, the CRA will calculate payments for the current and two prior years automatically. It is also crucial to file the relevant tax return each year—even with no income—as the CRA uses that information to recalculate the benefit at the start of each payment period.
Payment schedule and tax-free nature for Canadian families
The Child Disability Benefit in Canada is a tax-free support payment that is incorporated into the our larger child benefit system administered by the CRA. Parents don’t need to apply separately if their child already qualifies for the DTC and they receive the Canada Child Benefit. Payments are generally deposited monthly around the 20th of each month, barring small benefit amounts which may be paid as a lump sum. Keeping direct-deposit information and tax filing up-to-date helps prevent delays or overpayment issues.
Frequently Asked Questions (FAQs)
1. What is the maximum CDB amount for a child in Canada?
The maximum annual amount is $3,411 for each eligible child for the July 2025–June 2026 period.
2. Does a parent need to file a separate application for the CDB?
No separate application is needed if the child is eligible for the DTC and the family receives the Canada Child Benefit; the CRA will automatically include the payment.
3. When will the monthly payments start being reduced based on income?
The payment reduction begins when adjusted family net income exceeds $81,222 for one eligible child in Canada.
4. Is the Child Disability Benefit in Canada taxable?
No — the CDB is a tax-free benefit for families caring for a child under 18 who is eligible for the DTC.
